Top offshore savings accounts

This is a complex category with a huge variety of features, time-frames and minimum investment levels to be taken into account, not to mention the varying returns for the three core currencies - U$ dollars, sterling and euros. However, there are two accounts that have emerged as our top offshore favourites.

Top offshore account number one is the esavings sterling account from Bradford and Bingley International. It has a minor limitation (which could be seen as a security advantage) of being a 'linked' account; in other words you can only transfer money into it and out of it via another account. However, at the time of writing, the headline interest rate was higher than B&B offer on the same account in the UK. And it's quite a delight to find an offshore savings account offering better returns than its on-shore cousin. At this time there are no fees and charges either; it's quite a find. Our top offshore find number two is the Nationwide International US dollar offshore tracker account. This is paying 5.6% on amounts over U$50,000 dollars and has a minimum balance of just U$5,000 dollars. Here is more information about Bradford and Bingley's top offshore account for sterling and the top offshore option for US dollars from Nationwide International.